Racist abuse from the stands remains widespread at football matches – and a large majority of fans don’t know how to report it, an international survey showed on Wednesday.More than half of 27,000 fans interviewed by British anti-discrimination body Kick It Out and Swedish-based Forza Football across 38 countries said they had heard racist abuse being hurled at matches. Fewer than a third knew who to go to to report it.Kick It Out and Forza Football said the results strengthened the case for points deductions in incidents of racism from a team’s supporters.Sixty percent of the supporters interviewed backed the idea of teams losing points in the event of racist behaviour by fans, according to the survey.Currently, teams are usually punished with fines or a partial stadium closure.”The governing bodies, including the FA, UEFA and FIFA, must do more to promote methods of reporting racism and they must listen to supporters’ demands clubs or countries whose supporters are racially abusive should face harsher sanctions, including points deductions,” said Herman Ousely, chair of Kick it Out.Racist incidents in Britain can be reported by Kick it Out’s online form or app.The survey said the proportion of fans who had witnessed racism was highest in three Latin American nations, at 77 percent in Peru and Costa Rica, and 71 percent in Colombia.The survey found that, on average, 84 percent of fans would feel comfortable with a player of a different ethnic or racial background than themselves representing their nation or club team.advertisementHowever, this figure varied from 95 percent in Norway to 19 percent in the United Arab Emirates, 15 percent in Lebanon and just 11 percent in Saudi Arabia.”The research is a timely reminder of both the progress that has been made in tackling racism in football, and the challenges that remain,” said Ousely.”Further progress is unlikely to be made until governing bodies are bolder in their efforts to eradicate racism from every level.”Also Watch – India vs Australia will be a close without Smith, Warner: Glenn McGrath
Mumbai Indians captain Rohit Sharma went on raving about Mumbai Indians’ new recruit Alzarri Joseph after the young West Indies pacer came up with the best-ever bowling figures in Indian Premier League (IPL) history on his debut in the Twenty20 league on Saturday.Alzarri Joseph broke the back of the much-fancied Sunrisers Hyderabad batting order by picking up six wickets in a dream debut as he helped Mumbai Indians defend a below-par total of 136 on a sluggish wicket at the Rajiv Gandhi International Stadium in Hyderabad. Earlier in the evening, a quickfire 46 from Kieron Pollard helped Mumbai Indians finish strong.Alzarri Joseph struck in the first ball of his IPL career, removing the dangerous David Warner. He then sent in-form India batsman Vijay Shankar walking back for 5 in his second over to dent Sunrisers Hyderabad’s chase.Joseph didn’t end there as he removed Rashid Khan and Deepak Hooda in his penultimate over before cleaning up the Sunrisers’ tail in his final over, sending back Bhuvneshwar Kumar and Siddharth Kaul. Sunrisers were bowled out for 96 as Alzarri finished with figures of 6 for 12.Joseph, who had been in fine form in the domestic four-day tournament back in the West Indies, was called up to the Mumbai Indians squad as a replacement for injured New Zealand player Adam Milne. Joseph had replaced Lasith Malinga in the playing XI on Saturday for their away game in Hyderabad, which had been Sunrisers’ fortress in the recent past.”Yes, very pleased. Winning the game is obviously a great result. I thought 136 wasn’t a great batting effort, but we bowled in the right areas, kept them guessing all the time and held our nerves.advertisement”We were in the game till the last ball which is what we spoke of. It was a sensational bowling effort from Alzarri, to bowl like this in first game. He’s come in on a lot of confidence from the CPL and he’s carrying it here. We didn’t bat well to start with, kept losing wickets and we knew after a few overs that it wasn’t a 170-180 pitch.”The pitch was under covers for a day, it was raining as well and the wicket was a bit sticky. So we knew that 140 would be a good score to defend because we’ve got the quality in our bowling and we back them to defend whatever we get. The bulk of the runs were scored by the top-order, but it’s not that their middle order wasn’t good and we wanted to exploit that.”We knew that once we got an early wicket we were in the game and with the spin and the seamers we have, we knew we could knock them out in the middle. We want to win as many games as possible at the start because we know how hectic it gets in the end. A few of the guys leaving for the World Cup doesn’t help either. To start the tournament is important and the last two games shows the quality we have in our squad,” Rohit Sharma said at the post-match presentation.Also Read | SRH vs MI Highlights, IPL 2019: Joseph takes 6 as Mumbai beat Hyderabad by 40 runsAlso Read | IPL 2019: Dhoni, Harbhajan, du Plessis star as CSK overcome KXIP challenge at ChepaukAlso Read | It is hard to breach CSK fortress: R Ashwin after Kings XI Punjab’s Chepauk defeat
Salford City Share via Email Share on WhatsApp Phil Neville takes a pre-game selfie with fellow Salford co-owner David Beckham and Beckham’s son Romeo. Photograph: Martin Rickett/PA David Beckham: It’s a ‘great feeling’ to join the Class of 92 at Salford City – video Twitter news Share on Twitter David Beckham saw Salford City suffer a surprise home defeat as he watched the National League club in action for the first time since becoming co-owner.Beckham last month followed his former Manchester United teammates Ryan Giggs, Gary Neville, Phil Neville, Paul Scholes and Nicky Butt in securing a 10% stake in the club from Peter Lim, making the Class of 92 majority shareholders, with the Singapore businessman retaining 40%.Beckham was at the Peninsula Stadium to see Salford face Dover Athletic, accompanied by his son Romeo and co-owner Phil Neville. Share on Messenger Share on LinkedIn 1:33 Play Video David Beckham Pinterest One of Beckham’s most memorable moments as a player was his goal from the halfway line for United at Wimbledon in 1996, and he would have been impressed when Dennis Politic took a leaf out of his book.Salford’s teenage midfielder produced a 45-yard drive that sailed over goalkeeper Mitch Walker to open the scoring but goals from Dan McNamara, Scott Doe and Jai Reason secured an impressive and vital 3-1 win for Dover, which moved them out of the relegation places.The Class of 92 bought the club in 2014 with Salford in the Northern Premier League Division One North. Salford became full-time in 2017 and now sit fifth in the National League table. Facebook Share on Pinterest Share on Facebook Reuse this content Topics
“I think it is a fitting and great thing that is being done,” says the Reggae Icon, Jimmy Cliff, about the planned Reggae Gold Awards Ceremony which will take place on Wednesday evening (February 27) at the National Indoor Sports Centre.The Reggae Gold Awards Ceremony, being staged by the Ministry of Culture, Gender, Entertainment and Sport, is a main activity for Reggae Month 2019 which celebrates 50 years of Reggae music.The Minister of Culture, Gender, Entertainment and Sport, the Honourable Olivia Grange, who met with Jimmy Cliff, said the Reggae Gold Awards would “honour 50 icons — individuals and groups — who have contributed to the development of the music over the years.”Reacting to the Minister’s plan, Jimmy Cliff said, “I think it’s a very good thing that the Ministry of Culture sees it fit to present the Reggae Gold to people who belong in that category. I think it is very fitting to honour these people who was there from the beginning contributing to make it what it has become.”The Reggae Gold Awards Ceremony will feature performances from some of the biggest names in Reggae including Beres Hammond, Marcia Griffiths, Tarrus Riley and Sizzla.The Reggae Gold Awards Ceremony is free to the public. Patrons are encouraged to collect tickets for the show at Tastee outlets in Kingston, Portmore and Spanish Town. The Minister of Culture, Gender, Entertainment and Sport, the Honourable Olivia Grange, who met with Jimmy Cliff, said the Reggae Gold Awards would “honour 50 icons — individuals and groups — who have contributed to the development of the music over the years.” The Reggae Gold Awards Ceremony, being staged by the Ministry of Culture, Gender, Entertainment and Sport, is a main activity for Reggae Month 2019 which celebrates 50 years of Reggae music. “I think it is a fitting and great thing that is being done,” says the Reggae Icon, Jimmy Cliff, about the planned Reggae Gold Awards Ceremony which will take place on Wednesday evening (February 27) at the National Indoor Sports Centre. Story Highlights
Story Highlights Jamaican innovators have one last chance to apply for the 2018 National Innovation Awards, as the extended deadline comes to an end on May 31. Jamaican innovators have one last chance to apply for the 2018 National Innovation Awards, as the extended deadline comes to an end on May 31.Categories for entrants include Agriculture; Food and Agro-processing; Education and Popularisation of Science, Technology and Innovation (STI); Energy; Cybersecurity; Entertainment Products; Environmental Sustainability; Health and Safety; Youth Innovator; Engineering; and Manufacturing.Executive Director of the Scientific Research Council (SRC), Dr. Cliff Riley, told JIS News that “we are looking for persons with innovative ideas and prototypes, things that can have an impact at a community level, a national level or internationally”.“Any solution to a particular problem, or improving on something that is already being utilized, is an innovation,” Dr. Riley explained.He highlighted that the awards, which have been around for a number of years, initially began with the SRC as a way of recognising innovators in Jamaica and in an effort to champion the cause of innovation driving the economy.“We have to recognise excellence when we see it, and we have to celebrate persons who have an impact on how we perform and operate nationally,” he said.Dr. Riley noted that, to date, there have been 77 applications from nine different categories for this year’s awards.He indicated that the shortlisting process will begin in the second week of June, followed by interviews and discussions with the selected candidates.In the meantime, Dr. Riley pointed out that the structure of the awards has changed, as there will now be pre-awards and post-awards capacity-building activitiesHe noted that in August there will be a session with all the applicants, looking primarily at intellectual property (IP) as well as looking at how to put ideas together in a business-pitch format.Dr. Riley also indicated that for the post-awards support, there will be funding from the Youth Employment in Digital and Animation Industry (YEDAI) programme.This will facilitate the participation of nine winners in a capacity-building programme with mentors to guide them through the process, so that at the end of the programme they should be able to pitch their ideas, have their business plans, have their IP protection, can readily move to market, and get investors to propel them forward.“For us to move forward as a country, we must unearth new knowledge and we must come up with solutions that are exportable,” Dr. Riley said.Encouraging persons to apply for the awards, Dr. Riley argued that “this is a grand opportunity to be recognised on a national level as well as an opportunity to enter into a no-cost programme to increase your probability of success in your innovation and to be exposed to wider networks, with the ability to access other markets”.All entrants must consult the Jamaica Intellectual Property Office (JIPO) before submitting applications. All application forms must bear the JIPO seal.Applications should be addressed to Mrs. Andrea Kerr, Coordinator, Innovation Awards Secretariat, Executive Director’s Office, Scientific Research Council, PO Box 350, Hope Gardens, Kingston 6.For additional information, interested persons may visit www.src.gov.jm.The SRC, in collaboration with the National Commission on Science and Technology (NCST), coordinates the activities around the awards, and collates and reviews the applications. Executive Director of the Scientific Research Council (SRC), Dr. Cliff Riley, told JIS News that “we are looking for persons with innovative ideas and prototypes, things that can have an impact at a community level, a national level or internationally”. Categories for entrants include Agriculture; Food and Agro-processing; Education and Popularisation of Science, Technology and Innovation (STI); Energy; Cybersecurity; Entertainment Products; Environmental Sustainability; Health and Safety; Youth Innovator; Engineering; and Manufacturing.
Print Close zoom The OPV ‘Tornado’, integrated into the European Union operation ‘Atalanta’ fighting piracy in the Indian Ocean, has assisted an Iranian dhow-type boat sailing adrift for lack of fuel and with scarce food.The Spanish Navy warship was patrolling the IRTC (Internationally Recommended Transit Corridor) in the Gulf of Aden providing protection to the merchant shipping in the area, when she spotted a dhow adrift.The ‘Tornado’ dispatched a Boarding Team and the dhow’s captain informed that they had run out of fuel, and food was scarce. The Spanish Navy OPV (oceanic patrol vessel) provided the necessary fuel and food, but the dhow’s engine had start-up problems and did not work. Technicians endeavored to fix the engine but to no avail. At the end it was decided to tow the dhow towards Omani waters.The Iranian boat was towed for 10 hours to the vicinity of the Omani island of Al Halanyllah where the ‘Tornado’ got in contact with Omani Navy and Coast Guard authorities to transfer the custody of the broken-down Iranian boat. After that, the ‘Tornado’ returned to the operations area to continue with her maritime surveillance tasks in the Gulf of Aden. 此页面无法正确加载 Google 地图。您是否拥有此网站？确定 My location Armada, February 28, 2014
zoom India’s port developer Adani Ports and Special Economic Zone Limited (APSEZ) ended the fiscal year 2017 with an 11 percent increase in its cargo volumes, mainly driven by a surge in container numbers.The company’s consolidated cargo volumes reached 169 million tons in the year ended March 31, 2017, up from 152 million tons reported in the previous fiscal year.Similarly, Adani ports’ revenue was up by 19 percent to INR 84.4 billion, while its reported EBITDA increased by 20 percent to INR 64 billion. The ports’ container volumes crossed four million TEUs for the first time, increasing by 27 percent to 4.24 million TEUs on a year-on-year basis.“This is one of our best all round performance. Our strategy to diversify our cargo mix and focus on high value cargo continues to yield positive results,” Karan Adani, Chief Executive Officer and Whole Time Director of APSEZ, said.“FY17 volume growth was led by containers and high growth in other ports namely Hazira, Dhamra and Kattupalli. Our EBITDA margins have been improving year on year and this is likely to continue given our focus on operational efficiencies, technology and cost control,” Adani added.
Low-income Nova Scotians may now apply for assistance under the province’s Keep the Heat program. More than 25,000 application packages have been sent to recipients of last year’s program, and others who feel they may be eligible are encouraged to apply, said Service Nova Scotia and Municipal Relations Minister Barry Barnet. Keep the Heat offers a cash rebate of $250 for eligible applicants who heat their homes with oil or propane. For those who heat with electricity, wood, coal, wood pellets or natural gas, a $100 rebate is available. Families with net annual incomes under $25,000 and single people under $15,000 qualify. Rebates for those who heat with oil or propane will increase 25 per cent over last year, to $250. Users of other fuels and electricity will be able to apply for a $100 rebate. “This program offers immediate and long-term help to low income Nova Scotians, and I urge anyone who thinks they may be eligible to apply,” said Mr. Barnet. “Applications are available at Access Nova Scotia centres, from MLAs, local Community Services offices, on the government website, or by calling our toll-free number.” Everyone eligible for a rebate will receive a free energy savings kit, valued at $50, to help them achieve permanent energy savings. Oil users may also be eligible for a furnace tune-up voucher. Also, as part of a Keep the Heat pilot program, 3,000 electricity users will qualify to have thermostats in their homes replaced with more accurate models that reduce electricity use. Applications and more information about Keep the Heat are available at 1-800-670-4357, or at www.gov.ns.ca .
“The presence of a midwife at birth can mean the difference between life and death,” Executive Director Thoraya Ahmed Obaid said in a message to mark the International Day of the Midwife, observed on 5 May.“Having a skilled professional at birth protects the life of the mother and the child by recognizing problems early, when the situation can still be controlled, and by intervening quickly,” she stressed. UNFPA says an additional 350,000 midwives are needed to improve maternal health, reduce child mortality and combat HIV. “Addressing this shortage is also critical to achieving universal access to reproductive health by 2015,” noted Ms. Obaid.The Fund has been supporting a number of efforts in this regard, including a new initiative launched last year with the International Confederation of Midwives to address the shortage in more than 30 developing nations.The three-year project focuses on training midwives, developing practice standards, and strengthening national midwifery associations. It is estimated that skilled attendance at delivery, backed up by emergency obstetric care, could reduce the number of women dying in pregnancy and childbirth by about 75 per cent. “Our joint efforts are having results,” stated the Executive Director, noting that in Laos, for example, a country of more than 5 million people and only 86 midwives, a government plan to address maternal mortality includes strengthened midwifery training, as none currently exist. Ms. Obaid called on governments to contribute to this joint effort by providing funds to the Maternal Health Trust Fund and by supporting these critical health workers in their communities. 5 May 2009The head of the United Nations Population Fund (UNFPA) today called on governments to support midwives in their communities, stressing that these skilled professionals are vital in a world where every minute a woman dies during pregnancy or childbirth.
The mission, led by Peter Fitzgerald, a deputy Irish national police commissioner, which he appointed at the Council’s request shortly after the bomb attack which killed Mr. Hariri and 19 others, handed over its report to Mr. Annan on Thursday, concluding that an independent, international investigation is needed.Noting that the report raised some very serious and troubling allegations, the Secretary-General, in a letter to the 15-member body, endorsed the mission’s recommendation, his spokesman said today.Meanwhile, Terje Roed-Larsen, Mr. Annan’s Special Envoy for the implementation of Security Council resolution 1559, which calls for pulling out all foreign forces from Lebanon, disbanding all militias and extending Government control over the whole country, will return to the region in April to seek the full withdrawal of Syrian forces.It will be his third visit in two months as he works with both Syria and Lebanon to bring about a smooth implementation of the resolution.After his last visit he said he had reached an understanding with President Bashar al-Assad that involved two phases: first, the withdrawal by 1 April at the latest of all Syrian troops and intelligence assets to the eastern Bekaa Valley, with two thirds on the Lebanese side and one third in Syria; secondly, the convening by 7 April, at the latest, of a joint Syrian-Lebanese military committee to decide the precise timelines for the complete and full withdrawal.UN spokesman Fred Eckhard said Mr. Roed-Larsen would want to sound out the people of both countries to get their sense of progress and was grateful to all sides for the cooperation he has received.
Tip Top Tailors owner sells assets in deal that will see 140 stores remain open by The Canadian Press Posted Jun 28, 2017 5:33 pm MDT Last Updated Jun 29, 2017 at 7:20 am MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email TORONTO – The assets of Grafton-Fraser Inc., owner of Tip Top Tailors and other menswear chains, have been bought by U.S.-based GSO Capital Partners in a move to stabilize the Canadian retail business.As part of the agreement, the new operators of the Toronto-based retailer is keeping 140 stores open across the country, while 12 underperforming locations have been closed, affecting 100 jobs.The retail brands, which include George Richards, Kingsport and Mr. Big and Tall, will continue operations as normal in the new arrangement.Details of the purchase were not disclosed, but the new operators of the menswear chains says the debt structure of the company significantly reduced allowing it to focus on key initiatives for growth.In January, cash-crunched Grafton-Fraser received temporary court protection so it could work to liquidate inventory and sell its assets.A report filed with Ontario Superior Court said that Grafton-Fraser owed GSO Capital Partners about $39.4 million. It also owed $12.8 million to CIBC, which has a priority claim under an agreement between the two creditors.
ANOTHER WEEK, ANOTHER talented Irish comedian in Simon Cowell’s You Generation competition.This week the virtual talent competition is on the hunt for a world-class impressionist – and to show entrants exactly what they were looking for, they called upon break out online impressionist, Irishman Seán Burke.Burke achieved almost instant viral fame last year after uploading his video of Family Guy impressions. The video has now reached almost 700,000 views and even led to a stint performing as continuity on TV station 3e.YouTube/TheBonkers101If that’s whetted your appetite for impressions, check out Seán’s tutorial video below featuring Alphacat, the impersonator who has reached hundreds of millions of views on YouTube for his Obama parodies.YouTube/TheYouGenerationThe rules are simple: your entry video must be under the 2 minute mark, must include a Gollum impression and the word “cat” in honour of Alphacat.Entries close this Saturday the 8th of June, so get impersonating!Read: Cream of the crop: The top 10 Irish comedians>Read: 10 things you can eat but shouldn’t>
Polynésie française : une empreinte nucléaire qui persisteL’assemblée de Polynésie française a rendu lundi un avis favorable à la proposition de loi concernant notamment le suivi des conséquences environnementales des essais nucléaires effectués sur l’archipel entre 1966 et 1996. Le Sénat examine aujourd’hui ce projet de loi.Le 6 février 1964, les atolls de Moruroa et de Fangataufa ont été cédés à l’Etat français pour les besoins du Centre d’expérimentation du Pacifique. Des territoires sur lesquels la France a réalisé pendant 30 ans, jusqu’en 1966, de nombreux essais nucléaires. Ainsi, 46 ans après le début de ces essais et 16 ans après l’arrêt définitif de toute expérimentation nucléaire sur l’archipel, le Sénat examine ce mercredi, un projet de loi visant à compléter la loi Morin de 2010.À lire aussiLe pied d’éléphant, cette effrayante masse radioactive cachée dans les entrailles de TchernobylLe texte doit en ce sens “réparer une omission législative” alors que la loi Morin de 2010 ne traite que l’aspect sanitaire des essais nucléaires et non l’empreinte environnementale, a expliqué M. Tuheiava, lors d’une conférence de presse qui s’est ouverte par une prière d’un opposant historique aux essais en Polynésie, John Doom. Il a ajouté : “régler la question sanitaire sans régler la question environnementale est déjà étrange dans la mentalité occidentale, mais pour les autochtones, dissocier à ce point l’individu de son environnement naturel, ça ne passera jamais”.Dans ce texte, il sera également question de la sécurité des populations voisines “qui sont en danger, un danger avéré (radioactivité des dépôts de plutonium) et un danger prévisible, comme l’affaissement du platier de Mururoa qui pourrait en cas d’effondrement, générer un tsunami”, selon M. Tuheiava. Un système d’alerte devra donc être mis en place pour assurer la sécurité des populations. Au-delà de l’urgence sanitaire de la situation sur l’archipel, la loi et la rétrocession des deux atolls réquisitionnés par la métropole, représentent aussi un geste symbolique pour tous les Polynésiens. “C’est une loi qui montre que l’on s’occupe des Polynésiens et de leurs souffrances”, a-t-il déclaré cité par le Journal de l’Environnement.2 personnes indemnisées sur les milliers de victimesEn vérité, l’affaire traine depuis déjà bien trop longtemps car sur les 5.048 victimes d’essais nucléaires recensées en Polynésie, 637 seulement ont pu faire l’objet d’un dossier correspondant aux critères de la loi Morin. Ainsi, seules 2 personnes ont été indemnisées par l’Etat. “La Polynésie française a permis à la France, grâce à ces essais nucléaires, de devenir une grande nation. La demande du sénateur n’est donc que justice pour le peuple polynésien qui subit dans ses chairs les conséquences des essais passés”, a déclaré solennellement un représentant de l’église protestante Maohi de Polynésie.Le 19 janvier 2012 à 20:03 • Maxime Lambert
Holders Chelsea will host Manchester United in the standout tie of the fifth round of the FA Cup in a repeat of last season’s final.The Blues will be fired up to secure victory at Stamford Bridge as they aim to go all the way in the competition again.Elsewhere, League Two side Newport County will host Manchester City if they are able to get the better of Middlesbrough in a replay.FA Cup Fifth Round Draw:Chelsea will face Man United 🔥 pic.twitter.com/KtevSnLvoe— ESPN UK (@ESPNUK) January 28, 2019Full draw:AFC Wimbledon v MillwallDoncaster v Crystal PalaceLiverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.Middlesbrough/Newport v Manchester CityChelsea v Manchester UnitedSwansea v Barnet/BrentfordPortsmouth/QPR v WatfordBrighton/West Brom v DerbyThe fifth-round ties will take place between February 15-18.Chelsea vs Manchester United in the Fifth Round!!!!!!Another trip to London and Stamford Bridge in the cup, confident Reds?#MUFC #FACupDraw pic.twitter.com/GKojIt75sd— Full Time DEVILS (@FullTimeDEVILS) January 28, 2019
Need to knowAuto-enrolment has improved take-up and membership of pensions but there is still a disconnect between the retirement income people aspire to and what they will actually achieve through saving.Online financial education tools have a part to play but on their own are not the answer; one-to-one and face-to-face education is also important.Financial education and communication needs to be nuanced towards different multi-generational priorities, and may need to cover basic financial knowledge, as well as more sophisticated retirement planning. First, some good news. Pensions auto-enrolment and, now, the cycle towards pensions auto-re-enrolment, does appear to be creating something of a step-change in terms of engagement with, and conversations around, retirement saving in the workplace.As highlighted in the Employee Benefits/Close Brothers Pensions research 2016, published in November 2016, more than a third (36%) of respondents are using auto-re-enrolment as an opportunity to introduce wider communications around pensions and pensions savings.Pensions gapThe bad news, as suggested by Aon’s Defined contribution member survey, published in October 2016, is that the UK’s pensions gap, that is the gap between what people need to be saving for a comfortable retirement versus the reality of what they are putting away, remains gapingly wide. Employees in defined contribution (DC) pension schemes are saving £11.4bn less than they need to each year, as many as 2.75 million do not know what their retirement income will be, and one in four has no idea even what they will need to maintain their standard of living in retirement, according to the report.How, then, can employers use financial education to address this, to ensure staff are more aware of what income they will need in retirement and how that matches, or not, what they will receive? How, too, can employers encourage staff to take a more active interest in their retirement income, and help them to increase their savings?Contribution levelsWith auto-enrolment now a reality for all but the smallest employers, the retirement and saving conversation needs to be less about the need to join a scheme and more about the level of contributions required to get the retirement income an employee aspires to, says Martin Parish, area director at Aon Employee Benefits. “The danger is people now think ‘I’ve got an auto-enrolment pension, I’m going to be okay’, especially if the saving level is very low,” he says. “Employers need to be saying, ‘okay, now you’re in the plan, these are the factors that are going to influence your outcome’.”But the modern-day workplace is now so multi-generational that employers cannot expect one communication channel to work for everyone, says David Pugh, managing partner at Lemonade Reward. “If it is just a generic HR message, ‘death by email’, or a brochure then [the] message is probably not going to resonate,” he says.Different generations are also likely to have different savings priorities. Younger employees, for example, may be more focused on things such as managing debt or saving to get on the property ladder than putting money away for retirement. Pugh says: “It can be as simple as just sitting down and talking to people, one to one, understanding what it is they want. There is a place for online tools within this but on their own these are not the answer.”Communications need to be tailored and directed in a way that is relevant to each employee. “There is no one right way to do it; it is often about trying different things, but making sure the message is tailored to that person’s stage of life,” adds Pugh.An employer cannot expect that by simply asking employees to attend a financial education session on pensions that many will turn up. Jonathan Watts-Lay, a director at Wealth at Work, says: “People generally are not excited by pensions. It has to be related back to their lifestyles, things people want to achieve or issues they may be facing rather than just banging the drum about needing to put x amount of money into a pension. ‘How can we, as your employer, help you to save money for the things you want, whether that’s money for a wedding, a new car, a flat deposit or retirement?’”Face-to-face financial education has an important part to play. Sean McSweeney, project delivery manager, corporate advice, at Chase de Vere, says: “If anything, it has to be pitched right back at the basic level: how to budget, how to save, how does [the employee’s] credit record affect what [they] pay for loans, what should [they] do if [they] get into serious debt? It is almost about trying to plug a gap in education that people really should have got at school.”A financial education programme will only prove successful if basic knowledge and understanding is in place, adds McSweeney. “There is no point in trying to drive people to engage with [a] benefits package until the basics are in place. But if [an employer] can get that right, that basic financial ability and confidence, then [it has] a chance of being able to talk to people about savings and, from there, retirement.”AKQA engages employees with retirement planning through one-to-one supportWith a predominantly younger workforce, generating interest in, and engagement with, pensions and retirement income can be a challenge for digital agency AKQA.The agency, which employs 400 people in the UK but has 17 offices globally, offers a contract-based defined contribution (DC) group personal pension scheme, into which employees are auto-enrolled. The organisation, which has worked with Lemonade Reward since 2011, very much focuses its pensions financial education around face-to-face communication.Naomi Cameron, Europe, Middle East and Africa (EMEA) payroll and benefits manager, says: “Younger employees are less likely to think or worry about the future; they are often quite happy to pay their 1% auto-enrolment contribution and not opt for anything higher than that. Older employees, by comparison, we find will be more likely to opt for a higher rate.“Even with higher earners, however, [we] can find people do not properly calculate what they will need to live off in retirement and just opt for the minimum rate. For example, [they] have to factor in things such as health costs and inflation, as well as basic likely living costs.”AKQA runs presentations every quarter, as well as offering one-to-one in-depth discussions with employees and all new joiners about what they want when they retire.Cameron says: “People do want advice, especially when it comes to pensions. We do have an online tool where [they] can check [their] pension. But we tend to find face-to-face is the most effective.“If you sit [employees] down in front of someone and have a proper conversation, then it is much more likely to work, in our experience. The feedback we have from employees is that they love the advice and find it valuable.” Viewpoint: The workplace is a good place to start engaging people with their finances Many people are not saving enough for retirement and with over 40 million people in work across the UK, the workplace is a good place to start engaging people with their finances.A wide range of organisations are already involved in helping people to manage their money better: government bodies, commercial organisations, charitable foundations, and the voluntary sector. However, despite all the available information and advice, millions of people in the UK are failing to manage their money and make provision for the future.Research published by the Money Advice Service in October 2015 found that around four out of 10 adults are not in control of their finances, one in five cannot read a bank statement, and four in 10 adults have less than £500 in savings. Ensuring that people have good money management skills is vital when it comes to helping them to become financially resilient and employers have a role to play in this.Employers can help by giving people access to information and tools either by signposting to relevant websites or by integrating information into their intranets. As employers provide a pension scheme, it is their duty to provide information about that scheme for all their employees. Those nearing retirement may need even more support because they are embarking on life-changing financial decisions. With this in mind, employers could take advantage of the £150 income tax and national insurance exemption for employer-arranged advice on pensions to offer staff a bespoke recommendation from a regulated financial adviser.Jackie Spencer is pension and retirement expert at the Money Advice Service
If publishers think they’ve been covering the bases with an anytime, anywhere content strategy, they might be shocked to learn the results of a recent Time Inc. study conducted with Innerscope Research. Digital Natives, defined as consumers who grew up with mobile and digital technology as part of their everyday lives, switch their attention between media platforms an astonishing 27 times per hour.That was one of the key findings of the study, called “A Biometric Day in the Life,” which used biometric monitoring and point-of-view camera glasses to follow the media habits of 30 individuals during 300 hours’ worth of media consumption. Biometric belts measured their emotional responses to various media platforms and the glasses recorded what platform they were viewing. The other half of the study group consisted of Digital Immigrants, people who encountered and used digital media in their adult lives, who, predictably, have a more mellow media consumption patterns. “Technology is shaping so much of how people think about media, use media, combine media,” say Besty Frank, Time Inc.’s chief research and insights officer. “We’ve started to think about all of these changes in the media specifically as they impact the notion of storytelling. We felt that the biometrics would add a new dimension to what we knew about how people use media and what the implications are for how we run our businesses and how we and our clients communicate with consumers.”The study was particularly interesting, adds Barry Martin, Time Inc.’s executive director of consumer research and insights, because of the ability to record a subject’s emotions as they consumed their media. “We’ve done a lot of biometric work in media labs, but we’ve never been able to do it as they were going about their daily lives,” he says.As an example, the extremely short attention spans of digital natives within their media selections translates to a more flattened emotional range among the media they spend time with—fewer highs and lows. The opposite is true of digital immigrants, who as it turns out, are still fairly active between media, switching 17 times per hour.Digital natives are, understandably, more emotionally engaged with digital (55 percent with digital, 48 percent with non-digital) while digital immigrants are more emotionally engaged with non-digital media (60 percent non-digital versus 43 percent digital media). While understanding how media usage among younger and older audiences was important, the focus is on the younger consumers, the future customers of a brand. “What we hoped to do is to understand more specifically what the drivers were and what the behavior was around the elements of time, attention and emotional engagement for younger consumers,” says Frank. “In order for us to think about the next generation and how consumers are going to be engaging with our brands it was important to see what younger consumers are doing today.”Whether or not digital natives will remain attention-challenged and trigger happy among their various devices into and through their adult lives remains a question. “It’s not the most satisfying thing for us to learn that they’re changing platforms 27 times an hour,” says Frank. “That seems almost impossible to fathom. But it tells us as content producers and advertisers what we need to be thinking about in terms of engaging them quickly and not taking too long to get to the point and doing something emotionally immediate.”Irrespective of the time spent with a particular platform, Frank and Martin were pleased to learn that the study revealed that among the emotional responses to the various platforms—magazines, smartphones, radio, TV, computer, newspaper, tablets—magazines ranked the highest, in the 64th percentile. “We’re in the relaxation business,” says Martin. “We’ve heard time and again that women and men talk about magazines as a great time to relax. And to see that in the biometrics is compelling because the emotional engagement with magazines is much higher than any other media form when it was used solo.”More on this topic Time Share on Mobile Devices Expected Grow to 23 Percent in 2014 MediaNext Wrap-Up Maximizing for Multiscreens: A Q&A With Maxim’s CTO Time Inc. Changes Mind on Apple’s Newsstand Don’t Cue Print’s Swan Song Yet Print-Only Impressions Still Dominate Overall Magazine Audience EngagementJust In Meredith Corp. Makes Digital-Side Promotions | People on the Move Bonnier Corp. Terminates Editor-in-Chief for Ethics Breach BabyCenter Sold to Ziff Davis Parent J2 Media | News & Notes This Just In: Magazines Are Not TV Networks PE Firm Acquires Majority Stake in Industry Dive Four More Execs Depart SourceMedia in Latest RestructuringPowered by
Two candidates running for Alaska Governor debated during a forum Tuesday in Fairbanks. Sean Parnell defended his administration when Bill Walker questioned what the current governor is doing about the high cost of energy in the Interior.Download Audio“I am totally focused on reducing energy costs and fuel costs here in the Interior and across the state and when I think about ways I have worked to do that, in this gasline negotiations and agreements that have been signed, I made sure Fairbanks residents would pay the lowest costs for gas whether that’s Cook Inlet prices or North Slope prices,” Parnell said.Candidate Bill Walker says the cost of energy is his top priority. “Governor Parnell has had six years to bring down the cost of energy we need an immediate plan a mid-term plan and along term plan,” Walker said. “The first thing I’ll do as governor I will issue a declaration of disaster on the cost of energy in in Interior and rural Alaska.”Walker says he believes a declaration will make a difference because it will bring greater attention to the cost of energy in the region. The candidates also addressed the closure of the Flint Hills Refinery in North Pole. Bill Walker says the Governor simply didn’t do enough to keep the refinery open.“Well the first thing I would have done, what they should have done is the Governor should have met with them after they came to see him months before the announcement of shutting down asking for help saying ‘we’re in trouble, can you help us?’ I would have gotten back to them to be part of the solution,” Walker said.Governor Parnell says he made an effort to keep the refinery open and he was surprised by the closure.“I told them this is your moment to go speak with the Attorney general,” Parnell said. “Now my attorney general is Mike Geraghty, a Fairbanks boy. Do you really think he would just sit there and do nothing or do you think he went to work with it? I will admit the closing of the refinery is a huge blow. It’s something that caught me by surprise, but it is not something that I anticipated.”The forum was hosted by the Fairbanks Chamber of Commerce.
Alaska has another tool in the fight against opioid abuse.Public health officials are distributing thousands of drug-disposal bags that are safe and easy to use.Listen nowThey’re sealable pouches containing active carbon. When drugs and water are added, the carbon neutralizes them. The biodegradable bags can be sealed and thrown out with household trash.Michelle Overstreet is executive director of My House, a Wasilla-based organization that helps homeless youth. She told those at a recent Alaska Municipal League meeting in Juneau that it’s important to dispose of drugs safely at any time, not just official drop-off days.“We’ve had parents coming in to get those, we’ve had grandparents coming in to get those,” Overstreet said. “People are excited about having a way to get rid of those that isn’t throwing them in the garbage or down their septic system, which then can leach into their well.”Overstreet said the bags are used to dispose of drugs turned over by those wanting help, as well as those with unused prescriptions, a frequent target of addicts.A company that makes pain-killers is contributing 25,000 disposal bags to the state. Officials say they’re being distributed to hospitals, clinics, tribal governments and others who can get them to all parts of Alaska.At the municipal league meeting, Dr. Jay Butler, the state’s chief medical officer, said his agency is sending a thousand bags to its clinics.“I recognize that some of our public health centers don’t have full-time staffing anymore. But that is one of the ways we want to get these into the communities,” Butler said. “Or if we can provide some directly to you, we’d be happy to do that also.”Gov. Bill Walker declared the opioid epidemic a state emergency earlier this month. The effort includes distribution of 5,000 naloxone kits, which can stop opioid overdoses.
The Cyberabad Police Commissioner V C Sajjanar on Monday said that during ‘Operation Muskaan-V’ in July 541 children were rescued, including 483 minor boys and 58 minor girls. The State topped in child rescuing, he said.Addressing the media, the CP said 247 cases were registered under various sections concerned to crime against children under sections 374 IPC, 75, 79 Juvenile Justice Act 2015 and under sections 14 of Child Labour (Prohibition and Regulation) Amendment Act 2016, on the employers. Also Read – Hyderabad: Wall collapse in Kukatpally damages four cars Advertise With Us 62 children including 54 boys and 8 girls were restored to their parents and guardians. 479 children were admitted in rescue homes. 338 children including 316 boys and 22 girls belonging to other states were also rescued. CP said out of 541 children 43 were rescued from streets, 426 from labour, 39 from begging and 33 from rag-picking. As per the instructions of Ministry of Home Affairs to form teams for Operation Muskaan-V, Cyberabad Police formed teams in the nine divisions of Cyberabad. They traced the missing children, children involved in child labour, bonded labour, micro industries, begging and trafficked children. Also Read – With 61 feet high, Khairatabad Ganesh claimed to be tallest idol in India Advertise With Us 15 children were rescued from a Spinning Mill in Medchal, 10 minor children were rescued from Metal Industries in Mailardevpally, 6 children were rescued from Plastic Company in Kattedan, 5 children rescued from metal welding industry in Balanagar, the Muskaan-V Team rescued 3 children, 2 boys and 1 girl aged 10, 11 and 12 years and found that the children were HIV positive. Advertise With Us The children’s parents had died due to HIV/AIDS and they were being taken care of by their relatives who forced them to beg. They were not given food if they did not bring at least Rs 1,500 daily. The children travelled by metro to different locations for begging to get food. Children found in pathetic conditionsCP said that during the rescue of child labours, it was observed that, the children were made to work from dawn to dusk for more than 12 hours without break. They were living in unhygienic condition in small rooms without ventilation. They were provided no proper diet, a meal of rice and watery dal two times a day and were not provided any holiday. Middlemen paid meagre amounts around Rs 10,000 to the parents of the children and brought them from Bihar, Jharkhand, Odissa, Assam and other States. Further, they observed that the children were suffering from malnutrition, stunted growth and other health issues. Children working in metal welding work got their hands and eyes badly affected. Children working in cotton spinning mill were suffering from bronchitis, covered with fine dust from head to toe.